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Apply for Personal Loan
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About the loan
Personal Loans are not adding to the load for your expenses but adding your cash flow. A personal loan should increase your short term cash flow and make everything possible. That is why we have developed different loans to suit the needs and requirements for most of the Singapore Citizen and Permanent Residents. Grab a personal loan with the lowest interest from Best Credit SG® to build your dream.
Generally, personal loans are small loans where moneylenders do not require you to provide collateral or a guarantor to get the money. This is known as an unsecured loan. You, however, need to have a good credit rating and regular income to be able to get a loan.
It usually is a better idea to opt for a personal loan when you only require a small amount of money. Personal loans can be obtained quickly thus they are a good option for emergency situations.
Head to our office for a free face to face consultation on your loan requirements. Our proficient consultants will provide you with the relevant loan packages to best fit your financial needs and expenditure.
Drop us a message if you’re interested in getting a loan. Contact us at +65 6272 5538 to find out more. Or simply drop by our office @ Blk 372 Bukit Batok Street 31 #01-378 Singapore 650372
What to expect from us for your personal loan?
- Loan for Various Purposes
- Early Repayment Options
- Fewer Documentation
- Accessibility for Individuals with Limited Credit History
- Transparent Fees and Terms
- Low Interest Rates
- Customized Loan Options
- Flexible Eligibility Criteria
- Quick Approval Process
3 easy steps
to get lowest interest rate loans
01
apply for any loan amount you need
Apply for any amount (up to 6x of your income), get a comfortable repayment plan and let your stress melt away.
02
get approved for a your tailored plan
We promise to tailor loan plans specific to your need, so you can be assured of a custom plan for any and all scenarios.
03
make an appointment for loan processing
Head on down to our outlets for a quick processing and receive your funds in the same day!
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Frequent Asked Questions (FAQ)
How fast can I have my loan?
We will reimbursed the amount of your loan within 2 hours.
Will a personal loan affects my credit score?
Yes, taking out a personal loan in Singapore can impact your credit score. Applying for the loan may result in a temporary dip due to a credit inquiry.
Timely repayments can positively affect your credit score, while missed payments or defaults can have a negative impact. Manage your loan responsibly for better credit health.
What is the interest rates for Best Credit Personal Loan?
Interest rates for personal loans in Best Credit vary based on factors such as the loan amount and repayment period. For individuals with excellent credit scores, interest rates can be lower compared to those with lower credit scores.
However, it is important to check with OUR SIDE for the most up-to-date information.
Is there any cap on the amount of loan that I can apply for?
Under stringent regulations imposed by the Ministry of Law, a loan ceiling is put in place to avoid over-reliance on loans. The following cap are as entails:
• For individuals who earn less than S$20,000 annually: You are entitled to a maximum loan amount of S$3,000.
• For individuals who earn more than S$20,000 annually: You are entitled to a loan cap of 6 times your monthly salary.
Note: The loan amount entitled to each individual excludes interest expenses and other fees incurred.